Articles For Agents
How to Be a Resilient Agent
It’s one thing to achieve success when times are easy. It’s another thing to persevere when times get rough. Insurance agents are facing challenges, but with the right strategies and the right attitude, you can still serve your clients, grow your book, and achieve...
What Your Medicare Clients Need to Know About IRMAA
When you’re retired and living on a fixed income, extra money may seem like a good thing – until you get hit with extra Medicare costs. The income-based Medicare IRMAA surcharge can take many retirees by surprise, but insurance agents can help by educating their...
Phishing Attacks Have Changed: How to Keep Yourself and Your Clients Safe
Scammers are phishing for your personal information. Phishing has been a problem for a while, but with new AI-powered tactics, the threat has intensified. Insurance agents and seniors are both targets, but you can take steps to keep yourself and your clients safe. How...
People Are Moving to Texas: Here’s How to Win Their Business
Texas is a popular place. According to The Texas Tribune, Texas added 391,243 residents to its population in 2025. That’s more than any other state. Even though population growth has slowed a little, the Lone Star state continues to attract new residents. For Texas...
How to Protect Yourself from Insurance Client Lawsuits
For insurance agents, lawsuits can be a nightmare. You may be worried about the financial future of your agency, as well as your reputation. You may also feel guilty about the incident that triggered the lawsuit, or angry that you’ve been unfairly accused when you’ve...
Help Your Clients Take Advantage of No-Cost Medicare Services
Many people with Medicare live on a fixed income, and with everything costing more these days, they want to be sure they’re getting the most out of their coverage. As a Medicare agent, you can help your clients protect their health and pocketbooks by sharing the...
D-SNPs in 2026: Changes and Opportunities
Dual Eligible Special Needs Plans (D-SNPs) can be complicated. CMS rules as well as Medicaid rules of eligibility seem to be constantly changing. But understanding D-SNP changes will benefit both you and your clients. Here’s what you need to know about these plans for...
How Can Agents Succeed in Life Insurance Sales? Three Keys to Success
If you’re looking for a lucrative, flexible and rewarding career, life insurance sales may be just what you need. However, success isn’t guaranteed. In fact, Investopedia says only a small percentage of life insurance agents are still in business after the first year....
Medicare Star Rating Update for Texas Agents
Medicare’s five star rating system evaluates Medicare Advantage and Prescription Drug Plans based on their performance across multiple metrics. The rating are released every year just prior to AEP, making it easier for consumers to compare plans. How Did Plans Rate...
The Inflation Reduction Act: The Good, the Bad and the Ugly for Medicare Enrollees
Does it seem like the Medicare market is seeing a higher-than-average level of disruption right now? Some of the changes happening now are the result of the Inflation Reduction Act, a 2022 law that including many provisions impacting Medicare. Here’s a look at the...
Helping Your Clients Make the Most of Their 2026 Health Insurance Plans
Many of your clients will be paying more for their health insurance in 2026. Some will be paying a lot more. The price hikes can put a strain on client satisfaction, but you can help by showing your clients how to squeeze as much value as possible from their 2026...
Goal Setting Strategies for Medicare Agents
Are you achieving your goals? Medicare agents can find tremendous success in their careers, but whether or not you actually achieve your full potential often comes down to your goals – what they are and how you go about pursuing them. These goal setting strategies can...
What Do Agents and Santa Have in Common? You Need to Check It Twice
Do you ever feel like you’re forgetting something? AEP is over, but before you get completely swept up in the holiday season, take a page from Santa and check everything twice. In the hustle and bustle of AEP, it’s easy for things to slip through the cracks. By...
2026 Medicare Part D Prescription Drug Coverage and Costs
The new year will bring key changes to Medicare Part D prescription drug coverage. With lower prices for select prescriptions and new out-of-pocket costs, there’s a lot to tell your clients about. 2026 Medicare Part D Costs and Plan Options There are 360 Medicare Part...
Why You Should Choose a Local Texas Medicare Agent
Share With Your Clients Medicare Annual Enrollment Period (AEP) is upon us. This is the time period, from October 15 – December 7, when you have the opportunity to make changes to your Medicare coverage. During AEP you can: Change from one Medicare Advantage plan to...
What Your Clients Need to Know Before They Switch From Medicare Advantage to Original Medicare
Share With Your Clients The last few years have shown a trend of Medicare beneficiaries choosing to enroll in Medicare Advantage plan over Original Medicare. They like the convenience of an all in one plan, lower out of pocket costs and the supplemental benefits...
Helping Your Clients Navigate 2026 Plan Concerns
Financial pressures and shifting reimbursement rates have caused many carriers to reduce service areas or terminate some of their Medicare Advantage plans for 2026. The result is that more than one million Medicare beneficiaries may need to seek new coverage. Texas is...
How to Stay Compliant When Marketing in a Health Care Setting
As AEP approaches it’s important to remember CMS guidelines for marketing in a health care setting. These rules exist to protect Medicare beneficiaries from uninvited contact and high-pressure sales tactics. Here are the key points to keep in mind: Where to Meet You...
Medicare First Looks and Annual Notices of Change
Every year, prior to AEP, important information goes out to both Medicare agents and Medicare members about the upcoming year. Agents receive First Looks from major Medicare Advantage and Medicare Part D carriers, which give them an early glimpse at changes for the...
Data Security for Medicare Sales Agents: Your Responsibilities Under HIPAA
As business associates of covered entities, Medicare sales agents must fully comply with HIPAA’s Privacy and Security rules. By nature of the business, some personal information must be exchanged for things like plan enrollment. HIPAA makes sure your client’s data...