by PTT Financial | May 5, 2022 | Articles for Consumers, Financial Planning, Life Insurance
For many, life insurance may seem like a complicated investment vehicle. Although this may be true in some regards, life insurance has many different benefits. Between tax advantages and secure growth, you purchased a life insurance policy for a reason. Whether it was...
by PTT Financial | Mar 28, 2022 | Articles for Consumers, Financial Planning
When debt rears its ugly head, it can lead to stress and frustration. But it doesn’t have to. Following common financial advice would have you throwing every extra penny and dime at your debt as you work toward being debt free. In theory, that’s a great thing, but if...
by PTT Financial | Mar 21, 2022 | Articles for Consumers, Financial Planning, Life Insurance
There are a lot of things to consider when you buy life insurance. When’s the best time to buy a life insurance policy? Should you buy term life insurance or permanent life insurance? If it’s term, how long should the term be? And how large should the benefit be? Amid...
by PTT Financial | Sep 16, 2021 | Articles for Consumers, Medicare
In a recent article, we looked at the Medicare enrollment periods. We saw that most people enroll when they turn 65, but some people might delay enrollment without paying a late enrollment fee if they have eligible insurance from current employment. What we didn’t...
by PTT Financial | Sep 13, 2021 | Articles for Consumers, Medicare
Medicare isn’t free. According to MarketWatch, a study published in the Retirement Management Journal found that retirees between the ages of 65 and 94 spend an average of $4,500 on healthcare costs each year, while a Fidelity study found that a 65-year-old couple...
by PTT Financial | Aug 23, 2021 | Articles for Consumers, Medicare
Enrolling in Medicare can be a confusing process. You must consider whether you’re the right age and financial status to enroll and what coverage you genuinely need. Some people have family or friends to help them through this task, but others must go at it alone....
