Articles For Agents
Help Your Clients Understand Medicare
Don’t assume your clients know much about Medicare. While it’s true that nearly everyone has heard of Medicare, and most people have a least a vague idea of what it is, there are a lot of misconceptions surrounding the federal health insurance system. Misinformation...
D-SNP Eligibility and Enrollment
Medicare’s annual election period is over, but for some people, enrollment opportunities continue year-round. Individuals who qualify for Medicare’s Special Needs Plans (SNPs) may be able to use Special Enrollment Periods (SEPs) to make plan changes. For people who...
How to Help Medicare Enrollees Who Move
Moving is always a hassle. You never realize how much stuff you’ve accumulated over the years until you have to put it all in boxes. On top of that, you have to give everyone your new address, have your mail forwarded, switch over your utilities—the list goes on and...
Medicare News Roundup
The end of the year is a busy time for Medicare news, and 2020 has been an especially eventful year. There have been updates on the pandemic, as well as important announcements for 2021. Here’s what’s happening now. 2021 Low Income Subsidy Resource Limits CMS has...
Help Your Clients Participate in the Senior Savings Program
For the millions of Americans with diabetes, paying for insulin can be an ongoing struggle. According to the CDC, approximately 25% of people aged 65 or older have diabetes. Now, a new Medicare program can help these individuals save on insulin – but only if they...
Your Medicare Marketing Guide
More than 26 million people are expected to enroll in a Medicare Advantage plan for 2021, according to CMS estimates. And with more than 4,800 Medicare Advantage plans to choose from, or about 47 plan choices per county on average, many of these beneficiaries will...
Medicare & You: Highlights for 2021
Medicare’s annual enrollment period is right around the corner, and the new Medicare & You handbook has been released just in time. This is the official U.S. government Medicare handbook, and it contains important updates for 2021. New Comparison Tools Comparing...
Get Ready for AEP
Medicare Annual Election Period starts on October 15. It’s the busiest time of the year for insurance agents who sell Medicare, so there’s a lot to do to get ready before AEP starts. Mail Your Retention Letters If you have already sent off your retention letters, it’s...
Preparing for a Virtual AEP + New COVID-friendly Retention Letter
AEP comes every year – but this year, it might be a little different. The coronavirus continues to disrupt nearly every aspect of life, and this will likely continue through AEP and beyond. As a result, you will need to take extra steps to keep your clients and safe...
Medicare Beneficiaries with ESRD Now Eligible for Medicare Advantage
End-stage renal disease (ESRD) occurs when a person’s kidneys stop functioning. According to CMS, patients with ESRD will need either a regular course of long-term dialysis or a kidney transplant in order to stay alive. Both options come with a hefty price tag....
Nursing Homes, Medicare and COVID-19 Safety
Nursing homes have been especially vulnerable to the COVID-19 pandemic. Many nursing homes have had to take careful measures to protect their residents, including closing to visitors or even relocating residents. CMS has recently announced new guidance to help nursing...
New COVID-19 Medicare SEP Announced: What it Means for Your Clients
CMS has announced a Special Enrollment Period (SEP) for Medicare beneficiaries impacted by the COVID-19 pandemic. If your clients qualify, they will have another limited opportunity to make an election change for the current plan year. Coronavirus Disruption The...
New Non-Medical Benefits for Medicare Advantage Enrollees
Good health is a complicated puzzle. It contains many pieces: genetics, environmental factors, habits and so on. While traditional health insurance benefits only address part of this puzzle, new rules let Medicare Advantage plans look at the whole picture to help...
What the Texas Stay at Home Order Means for Insurance Agents
Texans are being told to limit non-essential activities in order to stop the spread of coronavirus. This means that people are only supposed to go out for essential work and activities, and they may face additional requirements regarding social distancing and the use...
Help Your Clients Make the Most out of Medicare’s Telehealth Benefits
Everyone’s been told to stay home as much as possible to stop the spread of the novel coronavirus. For many Medicare enrollees, the threat is especially high because older people and people with underlying health conditions may be more likely to experiencing severe...
Helping Clients Protect their Mortgages with Life Insurance
In the midst of the COVID-19 pandemic, your clients are more financially vulnerable than ever. Some may have lost their jobs or had their hours reduced. Others may be dealing with added health care costs. Now is a great time to be there for your clients. Let them know...
How to Serve Medicare Clients Remotely
The CDC has warned that older adults and people with heart disease, diabetes or lung disease are at an increased risk for serious illness from COVID-19. This means that all of your Medicare clients may have an increased risk, and some are especially vulnerable. You...
Medicare and Glaucoma – How to Help Clients Protect Their Vision
Your clients may be suffering from glaucoma without realizing it. According to the CDC, glaucoma refers to a group of diseases that cause damage to the eye’s optic nerve, resulting in vision loss and even blindness. If people seek medical treatment early, however, it...
Texas SNPs – How to Help Clients Get Extra Help
Do your Medicare clients have special needs? Special Needs Plans (SNPs) are available for Medicare enrollees who have chronic health conditions, qualify for Medicaid or need institutional care. If any of your clients fit into any of these common categories, learn how...
Goal Setting Strategies for Insurance Agents
Many people like to kick off the new year with a resolution or two. Unfortunately, these resolutions are usually abandoned by summer – if they even last that long. According to Business Insider, 22 percent of people think it’s OK to give up on their New Year’s...