by PTT Financial | May 24, 2018 | Articles for Consumers, Financial Planning
Every month, you receive a letter from your insurer. It’s not a bill, and it doesn’t require a response, so you might be tempted to toss it aside and forget about it. That would be a bad idea. The monthly explanation of benefits contains important information. Once...
by PTT Financial | Apr 11, 2018 | Articles for Consumers, Financial Planning
When you fill a prescription covered by your insurance, you probably assume that the retail price is higher than the copay that comes out of your pocket. That’s the point of insurance, isn’t it? You pay a monthly premium, and in exchange, the insurer helps pay for...
by PTT Financial | Mar 23, 2018 | Articles for Consumers, Financial Planning
Perhaps you’ve heard that a life insurance policy can be used as a retirement planning tool. You’ve also heard that annuities are commonly used in retirement planning. This may have you wondering – what’s the difference? The Basics Annuities are financial products...
by PTT Financial | Mar 14, 2018 | Articles for Consumers, Financial Planning
For many people, the only thing worse than talking about taxes is paying taxes. Sometimes, though, to avoid doing too much of the latter, you have to do the former. Taxes take a big bite out of your working income and they also take a big bite out of your retirement...
by PTT Financial | Feb 15, 2018 | Articles for Consumers, Financial Planning
If you’re like most Americans, you probably have a savings account – but it might be empty or nearly so. A 2017 GOBankingRates survey found that majority of respondents (57 percent) have less than $1,000 in a savings account, while 39 percent have nothing at all....
by PTT Financial | Jan 25, 2018 | Articles for Consumers, Financial Planning
A typical funeral can easily cost several thousand dollars. In addition to paying this expense, loved ones are required to make numerous decisions, covering everything from the preparation of the body to the type of casket. All this comes during a very emotional time....
