by PTT Financial | Dec 11, 2018 | Articles for Consumers, Financial Planning
Not all life insurance policies are the same. Some expire after a set period of time, while others last as long as the insured needs it. Some have modest payouts intended to cover funeral costs, but others have larger payouts that can be used to pay off mortgages,...
by PTT Financial | Dec 7, 2018 | Articles for Consumers, Financial Planning
Don’t let the holiday season undo a year of financial progress. Although too much merry-making can do a number on your bank account, it is possible to stick to a budget this time of year. Follow these tips to stay on budget when shopping for gifts, planning holiday...
by PTT Financial | Aug 27, 2018 | Articles for Consumers, Financial Planning
Americans are being crushed under an ever-growing mound of debt. According to a report from NerdWallet, American households have a total debt of $13.21 trillion. The debt can come in many forms, from credit cards to mortgages, but the result is the same: many...
by PTT Financial | Jul 16, 2018 | Articles for Consumers, Financial Planning
Living life insurance might sound like an oxymoron to anyone who’s unfamiliar with the product. After all, life insurance pays out when the insured dies. It can’t help while the insured is still living – or can it? With living life insurance, the answer is yes. It...
by PTT Financial | Jun 27, 2018 | Articles for Consumers, Financial Planning
Does your retirement budget account for taxes? If not, your money might not go as far as you think it will. Taxes can be owed at multiple points – when you earn money, when it grows interest or even when you withdraw it. If you use a regular 401(k) for your retirement...
by PTT Financial | Jun 7, 2018 | Articles for Consumers, Financial Planning
Health care isn’t cheap, even if you have insurance. According to The Street, many Americans grossly underestimate the amount of money they’ll need to spend on health care during retirement. The Employee Benefit Research Institute estimates that a 65-year-old man will...
