Medicare Insurance Articles
Understanding Your Medicare Choices
When you become eligible for Medicare, you get a lot of options. This is a good thing. The more options you have, the more empowered you’ll be to take control of your healthcare and medical costs. But it also means you have a lot of big choices to make. To navigate...
Medicare & You: Highlights for 2021
Medicare’s annual enrollment period is right around the corner, and the new Medicare & You handbook has been released just in time. This is the official U.S. government Medicare handbook, and it contains important updates for 2021. New Comparison Tools Comparing...
What to Expect from Medicare in 2021
The fall open enrollment period for Medicare starts on October 15. To prepare, it’s smart to start thinking about what you want out of your 2021 plan. Here’s what to expect from Medicare in the coming year. A Wider Range of Benefits CMS has eased restriction on what...
Everything You Need to Know about Medicare Enrollment
Medicare enrollment mistakes can leave you with the wrong coverage for your needs – or no coverage at all. To avoid paying too much or losing out on the benefits you want, you need to know a few things about Medicare enrollment. When You Can Enroll Medicare has...
How to Choose a Medicare Agent
Medicare’s fall open enrollment period begins on October 15 and ends on December 7. This is your opportunity to make changes to your plan enrollment for the following year. Medicare can be confusing, but the right agent can help you make a good choice during open...
Medicare Beneficiaries with ESRD Now Eligible for Medicare Advantage
End-stage renal disease (ESRD) occurs when a person’s kidneys stop functioning. According to CMS, patients with ESRD will need either a regular course of long-term dialysis or a kidney transplant in order to stay alive. Both options come with a hefty price tag....
Texas Medicare Insurance Careers Offer an Exciting Opportunity
Are you looking for a new career path? Whether it’s because you’ve recently been laid off or because you simply want a change of pace, Medicare insurance sales offer an exciting opportunity. Stable Growth Projections You don’t want to invest in a dead-end career....
Nursing Homes, Medicare and COVID-19 Safety
Nursing homes have been especially vulnerable to the COVID-19 pandemic. Many nursing homes have had to take careful measures to protect their residents, including closing to visitors or even relocating residents. CMS has recently announced new guidance to help nursing...
New Non-Medical Benefits for Medicare Advantage Enrollees
Good health is a complicated puzzle. It contains many pieces: genetics, environmental factors, habits and so on. While traditional health insurance benefits only address part of this puzzle, new rules let Medicare Advantage plans look at the whole picture to help...
COVID-19 and How Medicare Covers Testing
The novel coronavirus is spreading through the United States. Many people have tested positive for COVID-19, the official name for the coronavirus disease. If you think you need to be tested for the virus, here’s what you should know about coverage under Medicare. Who...
Medicare and Glaucoma – How to Help Clients Protect Their Vision
Your clients may be suffering from glaucoma without realizing it. According to the CDC, glaucoma refers to a group of diseases that cause damage to the eye’s optic nerve, resulting in vision loss and even blindness. If people seek medical treatment early, however, it...
Get Ready to Pay More for Medicare Insurance in 2020
The annual cost-of-living adjustment (COLA) means that retirees will be getting bigger Social Security retirement benefits in 2020. Before you start celebrating the windfall, however, it’s important to consider two things. One, the increase is only 1.6 percent. Two,...
Medicare & HSAs: What You Need to Know
If you have a health savings account (HSA) and you’re turning 65, beware. Although HSAs are often used for retirement savings purposes, Medicare enrollees cannot contribute to HSAs. Here’s what you need to know about enrolling in Medicare and using your HSA. HSAs –...
How to Qualify for Medicare Low Income Subsidies
Do you need some extra help? Low Income Subsidies (LIS), also called Extra Help, are available to help qualifying Medicare beneficiaries afford the costs of prescription drugs. To qualify for Extra Help, you need to meet the LIS resource limits. The LIS resource...
How to Create a Medicare Drug List
It’s no secret that prescription drugs can get expensive. To ensure that you can afford your medicine, it’s important to pick the right insurance coverage for your unique needs. When comparing Medicare plans, you can do this by creating a drug list in the Medicare...
How to Assess Medicare Part D Drug Plans
As you know, prescription drugs are expensive. If you're over 65 or you have a qualifying condition, however, you can get some help with that. Thanks to Medicare Part D, some of your medications may be paid for. Medicare Part D plans, like any other part of Medicare,...
Buying Medicare When My Spouse Has Insurance: Key Considerations
When you turn 65, you become eligible for Medicare. While many people enroll right away to get their benefits and to avoid late penalties, some people have other insurance options. If your spouse has insurance through work, you may be wondering whether you should stay...
Can You Have Private Insurance and Medicare?
When you turn 65, you age into Medicare. For many people, this is fantastic news. Others, however, may have other coverage that they want to keep. This raises the question – can you have private insurance AND Medicare? In some cases, this is possible. Job-Based or...
10 Questions to Ask Your Insurance Agent Before Choosing a Medicare Insurance Plan
The Medicare Annual Election Period is coming up. Between October 15 and December 7, Medicare beneficiaries can change their enrollment for the following year. This is a great opportunity to make sure you have the right coverage for your needs. Before you choose a...
Learn Your Medicare ABCs
More than 60 million people are enrolled in Medicare. Despite the fact that nearly 20 percent of the U.S. population uses Medicare, there are a lot of misconceptions about it. To clear things up, it’s time to get schooled on the ABCs of Medicare and Medicare...