Medicare Insurance Articles
Medicare Extra Help Income Limit
You help you clients find the best Medicare plans for their needs, but some of them might need a little extra help. Prescription drugs can be expensive – so expensive that some of your clients might not be able to afford them. That can lead to difficult decisions,...
Are You Spending Too Much on Medicare Prescription Drugs?
Medicare could save $1.7 billion a year if beneficiaries switched from brand name to generic prescription drugs. How much could you save? According to a study conducted by researchers at the Johns Hopkins Bloomberg School of Public Health, Medicare could have saved...
Who Should Buy a Medicare Supplement?
Medicare is far from free. According to the Fidelity Retiree Health Care Cost Estimate, a couple who retires in 2020 at age 65 will need approximately $295,000 just for healthcare costs. Saving for retirement is important, but so is picking the right Medicare plan....
Medicare Options for Clients with Chronic Conditions
Chronic conditions are common among seniors. More than one in four seniors has diabetes, according to the American Diabetes Association, while more than one in five seniors has coronary heart disease, according to the CDC. The prevalence of many other chronic...
Your COVID-19 Vaccine Guide
Now that COVID-19 vaccines have been approved, many people are eager to get their shots. Other people have questions and concerns. Here’s what you need to know about the COVID-19 vaccine. Where and When Can I Get the Vaccine? Producing a vaccine takes time, and there...
Medicare Costs Announced for 2021
Medicare isn’t free – and in 2021, it will be even more expensive. The 2021 Medicare costs have been announced, and seniors can expect to pay a little more in the coming year. 2021 Medicare Part B Costs CMS has announced the 2021 premiums, deductibles and coinsurance...
Medicare News Roundup
The end of the year is a busy time for Medicare news, and 2020 has been an especially eventful year. There have been updates on the pandemic, as well as important announcements for 2021. Here’s what’s happening now. 2021 Low Income Subsidy Resource Limits CMS has...
Understanding Your Medicare Choices
When you become eligible for Medicare, you get a lot of options. This is a good thing. The more options you have, the more empowered you’ll be to take control of your healthcare and medical costs. But it also means you have a lot of big choices to make. To navigate...
Medicare & You: Highlights for 2021
Medicare’s annual enrollment period is right around the corner, and the new Medicare & You handbook has been released just in time. This is the official U.S. government Medicare handbook, and it contains important updates for 2021. New Comparison Tools Comparing...
What to Expect from Medicare in 2021
The fall open enrollment period for Medicare starts on October 15. To prepare, it’s smart to start thinking about what you want out of your 2021 plan. Here’s what to expect from Medicare in the coming year. A Wider Range of Benefits CMS has eased restriction on what...
Everything You Need to Know about Medicare Enrollment
Medicare enrollment mistakes can leave you with the wrong coverage for your needs – or no coverage at all. To avoid paying too much or losing out on the benefits you want, you need to know a few things about Medicare enrollment. When You Can Enroll Medicare has...
How to Choose a Medicare Agent
Medicare’s fall open enrollment period begins on October 15 and ends on December 7. This is your opportunity to make changes to your plan enrollment for the following year. Medicare can be confusing, but the right agent can help you make a good choice during open...
Medicare Beneficiaries with ESRD Now Eligible for Medicare Advantage
End-stage renal disease (ESRD) occurs when a person’s kidneys stop functioning. According to CMS, patients with ESRD will need either a regular course of long-term dialysis or a kidney transplant in order to stay alive. Both options come with a hefty price tag....
Texas Medicare Insurance Careers Offer an Exciting Opportunity
Are you looking for a new career path? Whether it’s because you’ve recently been laid off or because you simply want a change of pace, Medicare insurance sales offer an exciting opportunity. Stable Growth Projections You don’t want to invest in a dead-end career....
Nursing Homes, Medicare and COVID-19 Safety
Nursing homes have been especially vulnerable to the COVID-19 pandemic. Many nursing homes have had to take careful measures to protect their residents, including closing to visitors or even relocating residents. CMS has recently announced new guidance to help nursing...
New Non-Medical Benefits for Medicare Advantage Enrollees
Good health is a complicated puzzle. It contains many pieces: genetics, environmental factors, habits and so on. While traditional health insurance benefits only address part of this puzzle, new rules let Medicare Advantage plans look at the whole picture to help...
COVID-19 and How Medicare Covers Testing
The novel coronavirus is spreading through the United States. Many people have tested positive for COVID-19, the official name for the coronavirus disease. If you think you need to be tested for the virus, here’s what you should know about coverage under Medicare. Who...
Medicare and Glaucoma – How to Help Clients Protect Their Vision
Your clients may be suffering from glaucoma without realizing it. According to the CDC, glaucoma refers to a group of diseases that cause damage to the eye’s optic nerve, resulting in vision loss and even blindness. If people seek medical treatment early, however, it...
Get Ready to Pay More for Medicare Insurance in 2020
The annual cost-of-living adjustment (COLA) means that retirees will be getting bigger Social Security retirement benefits in 2020. Before you start celebrating the windfall, however, it’s important to consider two things. One, the increase is only 1.6 percent. Two,...
Medicare & HSAs: What You Need to Know
If you have a health savings account (HSA) and you’re turning 65, beware. Although HSAs are often used for retirement savings purposes, Medicare enrollees cannot contribute to HSAs. Here’s what you need to know about enrolling in Medicare and using your HSA. HSAs –...