by PTT Financial | Jul 5, 2022 | Articles for Agents, Medicare
CMS recently released their 2023 final rule which includes two requirements that will have a significant impact on independent agents and brokers who sell Medicare Advantage and/or Part D plans. Effective Date While the marketing guideline changes are for calendar...
by PTT Financial | Jun 14, 2022 | Articles for Agents, Medicare
Every year, Medicare agents and brokers need to meet annual training and certification requirements. This needs to be done ahead of the annual election period that happens every fall, so summer is the natural time to focus on Medicare certification requirements. What...
by PTT Financial | May 5, 2022 | Articles for Consumers, Financial Planning, Life Insurance
For many, life insurance may seem like a complicated investment vehicle. Although this may be true in some regards, life insurance has many different benefits. Between tax advantages and secure growth, you purchased a life insurance policy for a reason. Whether it was...
by PTT Financial | Mar 28, 2022 | Articles for Consumers, Financial Planning
When debt rears its ugly head, it can lead to stress and frustration. But it doesn’t have to. Following common financial advice would have you throwing every extra penny and dime at your debt as you work toward being debt free. In theory, that’s a great thing, but if...
by PTT Financial | Mar 21, 2022 | Articles for Consumers, Financial Planning, Life Insurance
There are a lot of things to consider when you buy life insurance. When’s the best time to buy a life insurance policy? Should you buy term life insurance or permanent life insurance? If it’s term, how long should the term be? And how large should the benefit be? Amid...