Articles For Agents
Carriers Offer an Early Glimpse with First Looks
As you prepare for AEP, you’ll start to see carriers release their 2024 First Looks. These give agents an early glimpse into the plans for the upcoming year. It’s a good time to review what is changing prior to AEP and determine which plans will be the most...
Now Is the Time to Complete Your Medicare Certifications for 2024 Fall AEP
Every year, Medicare agents must complete their annual certifications prior to fall AEP. Summer is the perfect time to focus on these requirements and check them off your 2024 AEP to-do list. Start with AHIP Certification To sell Medicare Advantage and Part D plans...
Medicare Supplement Underwriting: Help Your Clients Navigate the Process
If your clients no longer have guaranteed issue rights, they will most likely need to undergo medical underwriting to change Medigap plans. You can help make the underwriting process easier to navigate by educating yourself on each carrier’s underwriting guidelines...
How New CMS Marketing Rules Will Impact Agents for Fall AEP
CMS has updated its marketing rules and regulations for Medicare Advantage and Part D. The 2024 Final Rule (issued on April, 5, 2023) focuses on reducing deceptive practices in response to thousands of consumer complaints. The following rule changes go into effect on...
Your D-SNP Clients May Be at Risk of Losing Coverage
Approximately 12.5 million people are dual eligible: enrolled in both Medicaid and Medicare. Some of these dual-eligible beneficiaries are at risk of losing their Medicaid coverage, meaning they will no longer qualify for their D-SNP plan. If you have D-SNP clients,...
What Your Clients Need to Know About Medicare’s Star Ratings
As a Medicare agent, you strive to educate your clients, helping them evaluate their needs and understand their options when choosing a Medicare plan. You play a significant role in helping them understand Medicare’s five-star-rating system and weighing the importance...
Life Insurance Plans for Women: Key Considerations
When it comes to life insurance, women are still dangerously underinsured. Modern women have established themselves as indispensable breadwinners, and whether or not they’re paid, they’re often caregivers, too. Families depend on women, so life insurance plans for...
Housekeeping Tips for Wrapping Up AEP
The whirlwind of AEP is finally over. You should have a sense of satisfaction for a job well done. It was thanks to your knowledge and expertise that your clients were able to enroll in the right Medicare plan. But you’re not done yet! There are some final...
AEP Crunch Time: How to Maximize Results in the Last 3 Weeks
You have another AEP under your belt – almost. The last three weeks of AEP are crunch time. To make sure this year is your best year (or if this is your first year, to make sure that your Medicare insurance career has a stellar start), you need to maximize your...
Understanding Medicare Cost Changes for 2023
Prices seem to be going up everywhere and everything is getting more expensive. Consumer prices continue to rise and are up 8.2% from a year ago. For seniors on a fixed income, this is hitting especially hard. Many are watching their retirement savings dip while the...
Ready-Set-Launch: Preparing for a Successful AEP
Medicare’s Annual Election Period officially kicked off on October 15. To make the most of this once-a-year sales opportunity, Medicare sales agents need to be ready with their A game. Don’t just let AEP happen. Take control and prime yourself for a successful AEP....
Understanding Medicare Cost Savings Programs
Many Medicare beneficiaries who struggle to afford the cost of their coverage do not realize there are programs that can help them offset their out-of-pocket expenses associated with Medicare Parts A, B and D premiums, deductibles, coinsurance, and copayments. These...
Changes to CMS Guidelines Require New Disclaimer and Recording of Agent Calls
CMS recently released their 2023 final rule which includes two requirements that will have a significant impact on independent agents and brokers who sell Medicare Advantage and/or Part D plans. Effective Date While the marketing guideline changes are for calendar...
Your Guide to Annual Medicare Certification Requirements
Every year, Medicare agents and brokers need to meet annual training and certification requirements. This needs to be done ahead of the annual election period that happens every fall, so summer is the natural time to focus on Medicare certification requirements. What...
Gearing up for the New Year: Seize These Opportunities in 2022
Each new year brings new opportunities, and 2022 is already shaping up to an exciting year. This is a great time for professionals in the insurance and financial industries. To take advantage of the new opportunities in 2022, it’s time to get organized. Medicare...
What It Takes to Be an AEP All-Star
Out of all the insurance agents selling Medicare plans, why should a Medicare beneficiary choose you? More than 26 million people are enrolled in Medicare Advantage, according to the Better Medicare Alliance. That’s 42% of all Medicare beneficiaries. With so many...
2022 Medicare AEP – Trends & Insights: What to Expect
What does this year’s Medicare AEP have in store for us? During the Annual Election Period that runs between October 15 and December 7, Medicare enrollees will make their 2022 plan selections. With AEP right around the corner, here’s a look at what we can expect. More...
How to Make Everyday Independence Day
On July 4, many of us were reminded of the importance of freedom and self-reliance. While it’s great to celebrate our freedoms as Americans, it also important to take a closer look at our own lives. For example, is your job liberating, or does it weigh you down? Do...
AHIP Prep Guide for Agents
It’s time to get ready for AEP. Before you can sell Medicare Advantage and Medicare Prescription Drug plans during this year’s AEP, most carriers will require you to show that you’re up to date on Medicare training by obtaining your annual AHIP certification. To do...
How to Use Your Photo in Medicare Marketing
According to LiveScience, people can remember up to 10,000 faces, and possibly even more. Make sure your face is one of them by making good use of your headshot in Medicare marketing. The Importance of Headshots Business2Community states that, among other benefits,...