Articles For Agents
Life Insurance Plans for Women: Key Considerations
When it comes to life insurance, women are still dangerously underinsured. Modern women have established themselves as indispensable breadwinners, and whether or not they’re paid, they’re often caregivers, too. Families depend on women, so life insurance plans for...
Housekeeping Tips for Wrapping Up AEP
The whirlwind of AEP is finally over. You should have a sense of satisfaction for a job well done. It was thanks to your knowledge and expertise that your clients were able to enroll in the right Medicare plan. But you’re not done yet! There are some final...
AEP Crunch Time: How to Maximize Results in the Last 3 Weeks
You have another AEP under your belt – almost. The last three weeks of AEP are crunch time. To make sure this year is your best year (or if this is your first year, to make sure that your Medicare insurance career has a stellar start), you need to maximize your...
Understanding Medicare Cost Changes for 2023
Prices seem to be going up everywhere and everything is getting more expensive. Consumer prices continue to rise and are up 8.2% from a year ago. For seniors on a fixed income, this is hitting especially hard. Many are watching their retirement savings dip while the...
Ready-Set-Launch: Preparing for a Successful AEP
Medicare’s Annual Election Period officially kicked off on October 15. To make the most of this once-a-year sales opportunity, Medicare sales agents need to be ready with their A game. Don’t just let AEP happen. Take control and prime yourself for a successful AEP....
Understanding Medicare Cost Savings Programs
Many Medicare beneficiaries who struggle to afford the cost of their coverage do not realize there are programs that can help them offset their out-of-pocket expenses associated with Medicare Parts A, B and D premiums, deductibles, coinsurance, and copayments. These...
Changes to CMS Guidelines Require New Disclaimer and Recording of Agent Calls
CMS recently released their 2023 final rule which includes two requirements that will have a significant impact on independent agents and brokers who sell Medicare Advantage and/or Part D plans. Effective Date While the marketing guideline changes are for calendar...
Your Guide to Annual Medicare Certification Requirements
Every year, Medicare agents and brokers need to meet annual training and certification requirements. This needs to be done ahead of the annual election period that happens every fall, so summer is the natural time to focus on Medicare certification requirements. What...
Gearing up for the New Year: Seize These Opportunities in 2022
Each new year brings new opportunities, and 2022 is already shaping up to an exciting year. This is a great time for professionals in the insurance and financial industries. To take advantage of the new opportunities in 2022, it’s time to get organized. Medicare...
What It Takes to Be an AEP All-Star
Out of all the insurance agents selling Medicare plans, why should a Medicare beneficiary choose you? More than 26 million people are enrolled in Medicare Advantage, according to the Better Medicare Alliance. That’s 42% of all Medicare beneficiaries. With so many...
2022 Medicare AEP – Trends & Insights: What to Expect
What does this year’s Medicare AEP have in store for us? During the Annual Election Period that runs between October 15 and December 7, Medicare enrollees will make their 2022 plan selections. With AEP right around the corner, here’s a look at what we can expect. More...
How to Make Everyday Independence Day
On July 4, many of us were reminded of the importance of freedom and self-reliance. While it’s great to celebrate our freedoms as Americans, it also important to take a closer look at our own lives. For example, is your job liberating, or does it weigh you down? Do...
AHIP Prep Guide for Agents
It’s time to get ready for AEP. Before you can sell Medicare Advantage and Medicare Prescription Drug plans during this year’s AEP, most carriers will require you to show that you’re up to date on Medicare training by obtaining your annual AHIP certification. To do...
How to Use Your Photo in Medicare Marketing
According to LiveScience, people can remember up to 10,000 faces, and possibly even more. Make sure your face is one of them by making good use of your headshot in Medicare marketing. The Importance of Headshots Business2Community states that, among other benefits,...
Medicare Options for Clients with Chronic Conditions
Chronic conditions are common among seniors. More than one in four seniors has diabetes, according to the American Diabetes Association, while more than one in five seniors has coronary heart disease, according to the CDC. The prevalence of many other chronic...
Medicare Developments to Tell Your Clients About
Do your clients have questions about recent Medicare developments? Here’s a look at what’s been happening and what you should tell your clients. COVID-19 Vaccines Are Here COVID-19 vaccines are here, and they are covered by Medicare. CMS says that Original Medicare...
Help Your Clients Understand Medicare
Don’t assume your clients know much about Medicare. While it’s true that nearly everyone has heard of Medicare, and most people have a least a vague idea of what it is, there are a lot of misconceptions surrounding the federal health insurance system. Misinformation...
D-SNP Eligibility and Enrollment
Medicare’s annual election period is over, but for some people, enrollment opportunities continue year-round. Individuals who qualify for Medicare’s Special Needs Plans (SNPs) may be able to use Special Enrollment Periods (SEPs) to make plan changes. For people who...
How to Help Medicare Enrollees Who Move
Moving is always a hassle. You never realize how much stuff you’ve accumulated over the years until you have to put it all in boxes. On top of that, you have to give everyone your new address, have your mail forwarded, switch over your utilities—the list goes on and...
Medicare News Roundup
The end of the year is a busy time for Medicare news, and 2020 has been an especially eventful year. There have been updates on the pandemic, as well as important announcements for 2021. Here’s what’s happening now. 2021 Low Income Subsidy Resource Limits CMS has...